Separate ownership cost from the monthly payment
The true cost of ownership calculator combines depreciation, finance interest and running expenses over your chosen period. A loan payment includes repayment of the purchase price, so adding the whole payment to depreciation would count part of the cost twice. Review the breakdown as well as the monthly total.
Gather the asking price, finance terms, annual mileage, electricity tariff, insurance quote, tax and expected spending on service and tyres. Enter local figures in the selected currency. Changing the currency label does not convert prices or supply a market quote.
Compare scenarios with the same assumptions
The EV-versus-petrol-or-diesel tool compares purchase outlay and the running costs listed in its results. It has a narrower scope than the full ownership tool. Keep the ownership period and annual distance the same for both vehicles, and check what is excluded before comparing totals.
Resale value is an assumption, not a known future sale price. Try a lower resale value and a higher energy price to see how much the conclusion changes. Use the battery replacement tool only with a real quote when repair cost is part of your decision. These tools provide comparisons, not a recommendation to buy a particular car.